This is a VERY cool graph from the New York Times that manages to show both the severity of the current slump and the signs that we may be pulling out of it. Put the emphasis on "may" and "long time to get out." I'm personally holding off on both refinancing and buying airline tickets because I think things will get a little worse before they get better (or at least the rates will drop and oil prices will drop) ... but for now this is a VERY cool graph!
http://www.nytimes.com/interactive/2009/07/02/business/economy/20090705-cycles-graphic.html
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